Chief Underwriter

Job Type: Executive

Location: Isle of Man

We are seeking a dynamic and experienced Chief Underwriter to lead our teams of technical underwriters and senior claims assessors.  This is a senior position responsible for setting underwriting strategy, ensuring technical excellence and overseeing complex claims decisions. You will work closely with senior management, product development, compliance and customer services to ensure alignment with the company’s risk appetite and business objectives. The role of chief underwriter reports to the Head of Customer Services.

Key responsibilities will include:

• Lead, mentor and develop a team of technical underwriters and senior claims assessors.
• Define and implement underwriting and claims strategy aligned with business goals.
• Oversee and approve complex, high value life cases and claims.
• Ensure compliance with internal policies, regulatory frameworks and industry best practices.
• Collaborate with actuaries, legal and product development teams on case design and risk assessment.
• Provide training and technical support to brokers, clients, Third Party Agencies.
• Ownership of Reinsurance relationships and treaty documents.
• Drive innovation and efficiency in underwriting and claims operations.
• Represent the underwriting and claims function at management level meetings and strategic discussions.

To ensure this role is carried out to the desired level, the successful candidate will need the following skulls and experience:

• Minimum 10 years’ experience of Life & Disability underwriting, with at least 5 years in senior leadership role covering international markets.
• Strong technical knowledge of international life products and high-net-worth underwriting.
• Experience managing claims assessment processes and resolving complex claims.
• Proven leadership and team development skills.
• Strong communication and interpersonal skills with an ability to have detailed technical conversations with key internal and external stakeholders.
• Familiarity with offshore regulatory environments and cross-border insurance solutions is a strong advantage.
• Relevant underwriting and/or medical qualifications.

We encourage and welcome applications from people with diverse backgrounds because we embrace diversity and inclusivity within our business.
 

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